# Vaults

Vaults are funds that are created by xWin Finance, xWin Partners, or users. Only xWin Finance and xWin Partner vaults can be invested by other users. The vaults created by users are private vaults and only they can invest in them. These vaults consist of allocations of tokens that are provided by xWin Finance. Vaults can include other vaults inside the fund making it viable to create a diverse portfolio.

**Depositing Using Private Vault:**

<figure><img src="/files/95hA6eanMPqMoTRTmWUG" alt=""><figcaption></figcaption></figure>

**Depositing Without Using Private Vault:**

<figure><img src="/files/2KrRacQF2M6YjzFH5XAs" alt=""><figcaption></figcaption></figure>

**Shares:**

Each of the vaults or funds creates a token of that vault. When a user invests in the fund, the user would receive a share in the form of a token. For more technical details, please visit the technical document.


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