> For the complete documentation index, see [llms.txt](https://doc.xwin.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://doc.xwin.finance/user-guide/referral.md).

# Referral

xWin Finance offers a referral program to anyone who would like to participate in spreading xWin Finance. You can message <admin@xwin.finance> to get a referral code.

**What is this referral program?**

This referral program is used to split the fees between the referrer and xWin Finance. If the referred individual also signs up as a referrer, then the 1st referral will also get some of the 3nd referred individuals fees.

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As a referrer, you will give the referral code to anyone who will use xWin Finance and open a private vault. The referred individual will need to input their referral code [here](https://app.xwin.finance/app/referral).

After contacting the xWin Finance admin, you will receive a referral code. xWin Admin will create a split fee wallet smart contract and send the referrer the address. The smart contract will send all the fees and split them there. As a user, you can see how much fees have accumulated there and withdraw them at any time.

To see how much fees have accumulated, go to [My Earning](https://app.xwin.finance/app/referral) and input the Split Fee Wallet address.