> For the complete documentation index, see [llms.txt](https://doc.xwin.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://doc.xwin.finance/product-overview/vaults/xwin-vault/lending.md).

# Lending

xWin Finance uses various protocols for lending including Aave, ApeSwap, and Venus to get competitive interest rates making xWin Finance an all-in-one platform. These lending vaults require the user to deposit tokens not stablecoin. Therefore, the unit price as USDT may be off as it converts the price of the token to the stablecoin.

Users can deposit part of a token into these funds however, if the token amount is too small, the deposit may not go through as the fund may not be able to estimate the share.

ARB:

-AAVE Staking

* xUSDT-A
* xUSDC-A
* xDAI-A
* xWBTC-A
* xLINK-A
* xWETH-A

BSC:

-Venus Staking

* xUSDT-V
* xUSDC-V
* xBTC-V
* xDAI-V
* xADA-V
* xETH-V
* xCAKE-V
* xBUSD-V

-Ola Finance Staking

* xBTC-O
* xUSDT-0

Polygon:

-Aave Staking

* xUSDC-A
* xUSDT-A
* xDAI-A
* xBTC-A
* xETH-A
* xBAL-A


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